HSA - Embedded Deductible
What is an embedded deductible??
Most HSA plans have what is referred to as an aggregate deductible, which means there is one large family deductible that must be met before anyone in the family is covered. (I.E. If a family deductible is $5000, there must be $5000 in claims paid out of the client's pocket before any family member is covered.)
An embedded deductible has a family deductible however, "embedded" within it is an individual deductible. Usually the individual deductible is half or one-third of the famly deductible. Embedded deductibles are what people are generally used to when they have a traditional PPO health plan.
Information was provided by Business Distribution Solutions.
posted by Mike @ 7:50 AM
10 Comments:
Great blog and information on the HSA embedded deductible. This can be great help to my purchase of health insurance or health savings account.
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