Health Insurance Daily

Workers Opting Out Of Health Coverage

Workers are less likely to sign up for health insurance from their employer when they must pay a large share of its cost, a new study by the Kaiser Family Foundation concludes.

As the premium workers must pay for health insurance increases, fewer workers enroll. Surprisingly, 11% of workers refuse coverage even when no contribution is required on their part, the study shows. The take-up rate of employer-sponsored insurance declined 5.8% among low-income workers from 1999 to 2002, compared to 1.5% among individuals with incomes above 200% of the federal poverty level.



Article provided by Benefitnews 2-20-07

posted by Mike @ 3:10 PM